"When you are down to nothing, know that God is up to something." So says Linda Hollies in her no-nonsense book, Living Bountifully: The Blessing of Responsible Stewardship. Here are ten suggestions that she offers on "Responsible Personal Stewardship."
Stop being a wasteful steward.
Where there is despair, you are the light. What community matter was your prayer concern last week?
Commit to tithing.
You can tithe from your paycheck, your unemployment check, your disability check, or welfare check! No one has to know but you and God.
Call your creditors and be honest.
Negotiate lower payments or make arrangements to pay only the interest in order to keep a good credit rating.
Ask God to change your attitude.
God's transforming power is able to work in you and through you so that you can consider setting a realistic budget
Break the costly habit of eating out.
Give a day's lunch money to a homeless person and fast until dinner.
Bank next year's income tax refund.
Bank the next "tax credit" check that is intended to stimulate the economy! Spending it only makes the rich wealthier and the not-rich poorer!
Covenant to not charge or buy Christmas gifts.
Give homemade gifts made with love.
Learn to value and give a gift of your time.
Volunteer. You can be a gift to others!
Sign up for a class.
Learn better stewardship principles and habits. Be led in a new and different direction to become more socially responsible, fiscally wiser, and more disciplined in your stewardship responsibilities to God.
Give even when your money is scarce.
It's the most powerful giving you'll ever do. Like the poor widow who gave all that she had, so can you. It's a faith thing.