Financing: Rates and Terms


The following is a list of rates and terms for our loan programs.  Note that all loan terms are subject to change. Learn more about our loan programs, or apply for a loan today!

Building Purchase Loans

Interest Rate: 4.0%
Term: Five Years (fixed)
Amortization: 240 months*
Minimum Down Payment: 20%

Site Loans
Interest Rate: 4.5%
Term: Five Years (fixed)
Amortization: 240 months*
Maturity: Five years
Minimum Down Payment: 30%

Construction/Renovation Loans
Interest Rate: 4.5%
Term: Five Years (fixed)
Amortization: 240 months*
Minimum Down Payment: 30%

Refinance
Interest Rate: negotiable
Term: negotiable
Amortization: negotiable

Church Building Energy & Environmental Program
Loan Amounts:   up to $100,000
Interest Rates:  4.25% - 5.375%
Terms:  5 – 7 years (fixed)

Church Building Disaster Recovery Program
Loan Amounts:   $25,000 - $1,000,000
Interest Rates:  3% - 4.5%
Terms:  Five Years (fixed)
Amortization: 360 months

* Amortization can be based on 240-360 months dependent upon other factors of church loan request.